Flexible Payment Options
Finance Your New Floors
Beautiful floors shouldn't have to wait. We've partnered with Hearth to offer fast, flexible financing options — check your rate in minutes with no impact to your credit score.
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See Your Financing Options
Financing is provided by Hearth and subject to credit approval. House of Floors Raleigh is not a lender. Rates and terms vary by applicant.
Common Questions
Financing FAQ
Will checking my rate affect my credit score?
No. Hearth uses a soft credit inquiry to show you pre-qualified offers, which has no impact on your credit score.
How quickly can I get approved?
Most applicants receive a decision in minutes. Once approved, funds can be available as soon as the next business day.
What loan amounts are available?
Hearth offers loans from $1,000 up to $100,000, making it easy to finance everything from a single room to a whole-home installation.
Can I use financing for both materials and installation?
Yes — your loan can cover the full project cost, including flooring materials, labor, removal of old flooring, and any subfloor prep.
Is financing available for all flooring types?
Financing through Hearth is available for any flooring project we complete, including LVP, hardwood, carpet, and laminate.
Selling Your Home?
Sell Fast Financing
Getting your home ready to sell? New floors can dramatically increase your home's value and help it sell faster. Explore our Sell Fast Financing program — designed specifically for homeowners preparing their property for the market.
Explore Sell Fast Financing